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Understanding Possible Closing Costs When Purchasing a Home With a Mortgage Loan


Understanding the potential closing costs of a purchase with a mortgage

 Settlement or Closing Costs Explanations

A buyer should know which closing costs to expect when purchasing a home.  Some closing costs are required, where others are optional to the buyer.

Potential Closing Costs on a Purchase

Below is a detailed list of potential closing costs on a purchase involving a mortgage in NC, SC, and VA, including a definition of these costs.

Keep in mind that not all closing costs will pertain to your closing but it is important to understand these costs even before talking to your Realtor and Lender.

Appraisal $450 – $650
Credit Report $25 – $100
Flood Certification $8 – $15

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