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Tax Return Issues That Can Cause Delays or Denials When Buying a Home

Tax Return Issues are Rampant in Mortgage Lending

Tax Returns & the IRS Validation of the Returns Can Cause Closing Delays or Even Unexpected Loan Denials!

Most think that mortgage loans are as simple as providing a tax return that shows an income and the mortgage income verification is done.  This couldn’t be further from what actually happens in the background which mortgage lenders are required by laws, lending agencies such as FHA, and/or by investors.  A sampling of the things lenders are looking for that have to do with tax returns are as follows:
  1. Tax return transcripts from the IRS:  This is to verify that the tax returns provided are the actual ones…

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